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And what if we don't want to be working for minimum wage in McDonalds for the rest of our lives and may have medical conditions preventing work in the trades but not from desk jobs. I know a lot of people that would go insane not being able to go to university because they are skilled in what they are taking but don't qualify for scholarships because in High School (where they actually take their marks from) it doesn't matter if you got 100% in one class if the others fall behind no matter how irrelevant it would be to the career path you will take.

   

What if you want to be popular in high school and no one likes you? What if you want to drive a Ferrari and no one will give you one? What if you want to live in a mansion and you can't afford it?

All those questions and yours are best answered with the time honored comment of Life is not fair.

Deal with it.

   

Life is quite fair. But, life is not free. If you want something, you have to work for it or steal it from someone who worked for it. Leftists prefer the stealing.

   

No.

   

Call it taking without permission then.

   

Ha, my student debt was $63,000 after three college courses taken.

When I went to college, they were federal and provincial loans, but they all went through RBC bank, so you're not really keeping it with the Government..... and I couldn't consolidate my loans even if I wanted to, because they didn't allow it.

The Intrest Relief is all well and good if RBC doesn't screw you over like they did with me. I knew people who used the Intrest Relief system for years without bothering to pay anything back.

I used it twice in a row when I was between jobs and then on the third application, RBC told me they misplaced my application and requested that I sent another. So I did, only for them to say they never got it.... then I filled out another and handed it, in person, to the local RBC branch, then they said they never got it again.... they kept doing this until the deadline to send in an IR application passed and then they tossed me into collections.

When I tried to explain the situation and offer to send in my records to the collections, they just said it wasn't their concern and now I owed them all the money up front within 30 days.

Then I started noticing that I had three other collection agencies all coming after me for the same amount of money, so I called one of them up told them that I have these other agencies looking for the same amount and I'll be damned if I'm going to pay them all the same amount, four different times and that they better sort their sh*t out amongst themselves and figure out who I'll be dealing with, because until they do, they won't see a friggin dime.

Never heard from any of them again.

I had to apply for a Canadian Student Loan, a NS Student Loan and both combined didn't even cover my tuition or books, and due to that and due to my courses being full time and requiring time spent in the school after hours to meet deadlines and projects, there was no time for a part-time job and thus, required to take a bank loan in order to cover the tuition not covered by the loans and to cover my living expenses at the same time (rent, food, bills, etc.)

That was between 1998-2002 amongst the three courses I took.

I have since paid off the bank loans and NS student loan.... while the Canada Student Loan gone to collections decided to hawk both my income tax and GST cheques.

And RBC pulled similar stunts to my father when he was in University, decided to take out payments from both my brother's and my cousin's bank accounts.... WHILE THEY WERE STILL IN SCHOOL.... in fact, they tried to do that during my 2nd course.

I even sent in the forms telling them I was back in school and not to take any payments out of my account, and when I noted this to them, they said they couldn't do anything about returning the money they took from me and the money they tried to take out that wasn't there.... well, let's just say they decided to add what I owed them when they pulled this stunt onto the total of what I owed them already via the loans they tried to get money from.

So to say the least, I have a personal hate-on for RBC and the whole Student Loan process.

If I knew back then what I know now, I would never have gone to college, let alone taken out student loans, as I realized that everything I learned in college, I could have learned online and for free. All the books and all the resources given to me in college were easily available in PDF format online, including every single page, every picture, every step shown in the $500 worth of books I had to buy for each course. And when it came to the instructors helping you out and teaching you.... they didn't, and I remember very well that I spent most of my time helping out other students because I knew more about what was going on than they did and ended up being the student rep.



Yeah I tried to do that but was told that because they're student loans, I wasn't eligible for bankruptcy.... don't know if that change since then, but it clearly wasn't an option for me.

And it's not really a big concern for my credit rating at the time to file for Bankruptcy, as the collections already screwed that up long ago.

Oh well.... I moved to Australia where I have no credit history, so it's not a big concern.

If I could suggest anything to anybody, it would be to not even bother with University or College, it's simply not worth what you get. Nobody I have ever worked for or applied for a job to ever bothered to check to see what was on my resume was legit..... they never asked to see any of my diplomas...... they only want to know whether or not I can do the job they need me to do.

Whether you went to college or self-taught yourself in your own time or went into apprenticeship with your uncle or family friend, it doesn't matter.... if you can do what I want you to do in a job and know what you're talking about, I'd hire you.

Most of the time, colleges and universities only teach you the basics of what you need to do anyways and even if you have that paper showing you went to university or college, 95% of companies and employers still won't hire you because you don't have "Work Experience."

And when I first got into the work force, I quickly learned that I knew jack sh*t about the graphic design, animation, photography, sign industries..... and everything I know now, I learned through my jobs I was employed in.

   

Do you mean 3 courses or 3 degrees? I don't see how 3 courses could set you back $63,000? Nor, in my day would the Canada Student Loan program lend you anywhere near that kind of money for 3 courses. There were limits and they were very tight. Basically you were expected to live in poverty. I looked into loans again when I went to grad school in the US, but the loans wouldn't even cover the tuition, never mind living expenses, and anyway I wasn't eligible. Maybe things have drastically changed. But those 3 courses better be very good for your career to go in hock $63k for them.

   

Here's something that's been left out of the issue - spending habits. Many, many students don't necessarily spend their student loans wisely or soley on education. Many buy clothes, iPods, iPhones, expensive laptops, drink and live far beyond their means. In my day (which was only a decade ago), getting OSAP (which is an Ontario provincial loan) was referred to as the "lottery". That screams naivete and irresponsibility (and some do squat in the summer months because they know more "lottery" money is coming in September), so you'll excuse me if I don't shed a massive tear for post-secondary education debt.

   

A "Bachelor degree of Science in Business with a concentration in Global Business Management" is $72k. Online.

   

Well said.

   

Ha! I am just a little too young to be your parent Bart but did get a high school education. Apart from learning to read and write and some basic math I can say the only thing I learned in high school was how to follow instructions without comment, regardless of how stupid they where. Go to your room

   

QUIZ

In a 500 word essay, compare A and B, then C and D. Compare and contrast the relationship between objects A and B and the relationship between C and D.

A:

B:



C:

D:

   

^^

I was about to point out the same thing, sure our parents didn't use calculators, but they didn't have affordable calculators in their time.

My parents can't hunter gather. Does that mean my parents are less educated than their hunter gatherer ancestors?

The point is, there's no proof that education standards are falling. It seems that education has stayed more or less the same, while it's the job demands that have changed. I'm sure we all have that one relative who always reminisces when "I was young, I could drop out of high school and get a job working in so and so and I'd have a house before all my college educated friends".

If you dropped out of high school now, expect to run in with the law before 26 and don't expect any job above minimum wage, unless you're working in your father's garage.

   

Source please?

A BA is usually 120 credits at 3 credits per course = 40 courses, not 3.

   

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