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http://www.phoenix.edu/programs/degree- ... /v024.html

   

That's an American Uni. Sure you can pay those kind of bucks there. We don't have that in Canada.


Canadian MBA schools, listed in alphabetical order, whose tuition for domestic students exceed the national average (tuition is in parentheses):

Athabasca University ($40,425)
College of Management and Economics at Guelph University ($24,000-$38,500)
Haskayne School of Business at University of Calgary ($24,540)
Joesph L. Rotman School of Business at University of Toronto ($56,450)
Vancouver Island University ($23,026.38)
Richard Ivey School of Business at the University of Western Ontario ($56,000)
Royal Roads University ($33,700)
Sauder School of Business at University of British Columbia ($36,000)
Segal Graduate School of Business at Simon Fraser University ($27,000-$47,500)
Queen's University ($55,000-$58,000)
University of Victoria ($27,750)

The argument with an MBA is that it is career training and you should be able to get a good paying job right quick. Note that these for schools with above the national average cost.

   

I agree. The main goal of education is twofold. Readin, riten 'n rithmatic and teaching kids how to learn new stuff on their own. If computers had been on the menu in my H.S. the stuff they taught us would have been quite useless. Schools don't have in their curricula "Students shall be able to make change from 1$, 5$, 10$ and 20% with 80% accuracy." It is assumed that if you graduate with a H.S. diploma you can count, do addition, subtraction, multiplication and division, some algebra and read a machine manual. However, pressure to move people along, poor behaviour and breakdown of backup systems in the schools lead to people graduating that can't do it. It's no good making curricula that covers what the students need and then insisting they move on year to year with their friends.

Someone who graduates from H.S. knowing what the curricula wants them to know should have little or no problem taking on a new job requiring "making change" or any other everyday task.

   

THIS! I can't agree more. Hell I'm guilty of it, but I never collected osap. I worked my ass off and spent what extra money on shit I wanted. I know a lot of people who will post on facebook "Got my OSAP, hitting the bar." Bothers me greatly.

   

Holy fuck. A 4 year undergrad program is 20-25 at my school.

   

How about University being free, with a limited enrollment. Students picked on the basis of merit and marks. If a school has 1000 positions for first year than the 1000 best students (based on standardized tests, evidence of social activity, sports, other activities.) Cost to the student-nothing. You get to go to higher years based on grades and other activities. A meritocracy.

Same with trades. Send the others to trade school and apprenticeships.

Just an idea here.

   

http://www.google.com/search?hl=en&sour ... afe=strict

In our parent's time there was no such thing as a remedial course in a college or university.

   

To be truthful Bart, that's because they had higher standards at University. Where I went (University of Louisville) if you failed, you were out. In fact the U of L had a weird grade structure. If you got an F, they took credits away from you. So if you fail a three credit class you lost three credits. had to take two classes to make up for failing the one.

   

Two courses were at a private college, which runs about the same cost as any University these days, the other was at NSCC.

I didn't actually go back to back with courses or lumped them all together at once.

1st course, McKenzie College for Interactive Multimedia Diploma - 1998-1999:
$10,000 + $500 for books. Full time course with requirements of coming in after hours to meet deadlines on projects and assignments, thus no time for a part time job, which added a personal bank loan to cover things like rent, bills, food, the remaining amount of tuition, etc.

2nd course, NSCC for Drafting - 2000-2001:
$7,500 + $500 for books. Full time course, and at the time, I lived with my father as it was close by, thus also had the ability to work part time at NSCC as an after hours computer room monitor and tutor.

3rd course, McKenzie College for Animation Diploma - 2001-2002:
$12,000 + $500 for books. Same situation as the 1st course and thus, another personal bank loan required for surviving and paying off the remaining tuition.

Each time I went back to college, I re-applied for new student loans, which were approved and later the Canadian SU were merged into one, the NS SU were merged into one and the bank loans were just one that kept adding onto itself.... so there were three, but one could not merged them all into one.

I don't have most of my records anymore since moving to Australia, but the personal bank loans basically doubled + the above costs and at one time before I started to pay it all off, it amounted to aprox $63,000.

Obviously the student loans, both NS and Canada ones wouldn't cover all of the tuition, which is why I had to go the way of getting bank loans, which my parents had to help cover interest while in school.

The whole thing was not ideal, but I was told by my parents to take the courses I felt would give me a good future with good training and resources and worry about paying afterwards.

Being 17 when this all started, what was I supposed to know? I never dealt with loans before at that time and did what I was told to do.

Anyways, none of that really matters.... I was just focusing on the original report's claims of using interest relief forms and I just wanted to make others aware that there are risks involved and there's a chance you can end up getting screwed if RBC decided to pull some of their stunts.... and once they decided to toss you into collections for whatever reason they see fit, you have no defence or protection.... you're at the mercy of your loans, the bank and collections.

IMO, college/university just isn't worth all the loans and all the hassle.

   

A little planning is what is needed. I saved every penny I could for three years. Not having rent and minimal food costs, since I was in the military, was a big help for me. My savings coupled with a really good part-time and summer job allowed me to forego student loans. I also picked a program where I knew I'd be employed within a few months of graduating. Every other time I went back to school(twice), I had the money saved and had good part time and full time jobs. I was lucky with my graduate degree, as I was working specifically in the field I was studying and my school was also one of my employers. my wife was able to achieve her education in a similar fashion, but she was able to qualify for bursaries, grants and scholarships.

   

Same sort of thing for me. I had, each summer after starting University, a good union job. Considering it was the late 60's 8.60$ or so an hour was quite good. I also worked as a lifeguard, had a sports scholarship and worked in the library during the school year. However, we do need to remember that in the 60's we were paying a much smaller % of the actual cost of our education.

   

Here is one way to pay for tuition

http://www.huffingtonpost.com/2011/07/2 ... 13373.html

   

I think offering certain Courses for Free, towards certain Career paths that are much needed, makes sense. Perhaps Medicine, for eg. Other Careers, like Law, are less needed(I assume for arguments sake and because the vast majority will agree on principle ), so those should stay the same.

   

For doctors, better to expand the system we have now, where some of the tuition is forgiven if the doc agrees to set up practice in an area that is in need of docs, and take specialties like GP that are in short supply. The reason we have a doctor shortage is because spaces in med school were cut back to limit the number of doctors and thus lower medicare expenses. Open more spaces (as we are starting to do) and bada bing, you've got more doctors. Do we really want to give some guy a free education who's going to be at the top of the professional ladder for income and may move to the US to make even more?

   

Oh, good Lord, no !


Go to Russia or any Warsaw Pact country and see the results of 'free' stuff for the people.

Subsidized, yes.
Extra bonuses post graduation for spending a few years in the boonies,
such as doctors but could be extended to most... ok.

But not free.


People don't respect things that are given to them for free,
it's much better when they have to work to get the money for it.

   

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